Tech, Now + Beyond

13 surprisingly simple ways to become a millionaire

The secrets of making your fortune have to start somewhere, right?

Tired of digging through your piggy bank for Chipotle money? Take the advice of some of the richest and smartest people in history, and before long, you’ll be swimming in cilantro rice instead of student loans.

1. Learn everything you can.

“An investment in knowledge pays the best dividends.” -Benjamin Franklin

You’re never too old to stop learning. Pursue your interests, acquire all the knowledge you can, and put it to good use.

2. Don’t follow the pack.

“I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.” -Warren Buffett

It’s not always a good idea to follow what everyone else is doing. Be bold and believe in your own ideas, even if no one else supports you.

3. Spend within your means, always.

“Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.” -Charles Dickens, Little Dorrit

You must learn to live within your means as best you can. Make a budget and get a hold of your finances now, so you can make your money work for you.

4. Work hard.

“Opportunity is missed by most people because it is dressed in overalls and looks like work.” -Thomas Edison

If you’re reading this, then chances are you haven’t won the lottery yet. Keep scratching those tickets, but, in the meantime, work as hard as you can and make your own luck.

5. Play to your strengths.

“You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” -Maya Angelou

6. Beware of debt.

“Every time you borrow money, you’re robbing your future self.” -Nathan W. Morris

For most of us, student loans are a necessary evil. Do everything you can to pay them off and try to make sure you don’t amass any more debt than you absolutely have to.

7. Focus on your goals.

“The tragedy of life doesn’t lie in not reaching your goal. The tragedy lies in having no goal to reach.” -Benjamin E. Mayes

“I want to be successful” isn’t gonna cut it here. What exactly do you want to achieve? Be specific with your dreams.

8. Have courage and go for it!


“Don’t let the fear of losing be greater than the excitement of winning.” -Robert Kiyosaki

Plans and dreams are meaningless if you don’t put them into action. Take a chance, take a risk, and make your move!

9. Don’t try to look too far ahead.

“You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life.” -Steve Jobs

Plans are helpful, but they need to be malleable. Be ready for the next step, but be open to new opportunities.

10. Learn from your mistakes.

“I’m only rich because I know when I’m wrong… I basically have survived by recognizing my mistakes.” -George Soros

Don’t get bogged down in your mistakes. Instead, analyze what you did wrong so you can do better next time.

11. Have pockets. Really.

“[Dogs] have no money. Can you imagine? They spend their entire lives broke. And do you know why they have no money? No Pockets.” -Jerry Seinfeld

Um… yeah, I guess that’s technically true?

12. Learn to spend wisely.

“I spent a lot of money on booze, birds, and fast cars. The rest I just squandered.” -George Best

Hey, no one said you can’t play as hard as you work…

13. Don’t disregard tradition.

“I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died.” -Malcolm Forbes

I mean, it never hurts to be nice.

OK, so maybe not all advice is helpful. But it doesn’t hurt to remember the useful stuff.

“We make a living by what we get, but we make a life by what we give.” -Winston Churchill